You are mixing up me sdrealtor (homeowner and damn proud of it) with SD Realtor (renter who owns a couple investment properties and equally proud of it). Nowhere in this blog will you find me wishing foreclosure on anyone. I do however, preach personal responsibility for one’s actions as I have always taken full resposibility for my own. I dont find myself negative in my editorials in the least bit but rather realistic. i do not believe the company line that gets handed down but I guess that comes from my background of going against the grain to be a successful entrepreneur rather than a cog in a machine. Yes it is my job to help people realize the American Dream but I cannot and will not let people make decisions that I know will lead them to disaster. I just dont need the money that much and even if I did, I’d find something else to do that didnt completely compromise my ethical responsibility to clients that I also consider good friends.