Thanks everyone! I checked the site and there are numerous reconveyances, dating back to 2004. Hey BG–really, I know it sounds crazy, but how could I keep on their a$$ when I didn’t know what I should be looking for, or even know the term?
Anyway, great advice–I am definitely following through on all of this. BG–not sure how that HELOC went through–we did a re-fi in 2003 and in 2004 I got the HELOC, but the friend did have to sign paperwork that she accepted this. We are both on title. I got bullied around at WAMU by an idiot which is why the loan ended up in my name. Ya live, ya learn.
I have a statement from Chase that the loan was $30K, but I must have tossed the letters saying the loan was closed. I didn’t think anything of it at the time. I do have loan statements dating back to the time of purchase.
