[quote=sdrealtor]I said 4% on the 30 yr within a year and you didnt listen.
AN, if you could get 4.25% at no cost I would seriously consider doing that right now.
Personally I have to wait until after the 1st of the year because i want to be able to use 2009 and 2010 tax returns but if I didnt I would be all over a 4.25% rate today.[/quote]
I know, but I think in my case it’s probably a wash. My current rate is 5.5%. If I have to wait another year, it’s probably costing more than if I refinance now and again if rates drop again.
