Yeah their payment is changing but relative to their incomes they are not living any different. The increased payment is actually representative of a smaller amount than what they initially purchased their first place. They were stretching more at that time than they are now. Bottom line is that they bought at the right time they have good incomes and they can comfortably buy without worrying about whether or not this is the right or wrong time to buy. They have a 300k margin of safety. I think they are pretty safe.
