Same to you Ex-SD,
You are as closed minded as all but one former regular on this site who shall not be named. I look at both sides of the issue and analyze data on the street level. All you want to do is say how awful you think things will be but you never offer up an hard data. The world is a different place than it was a decade ago and no one knows how things will play out. I try to figure it out while you seem certain you have the answer.
I’m the meantime, I try to have fun with a few putzs like you playing up my online persona which is in fact very different from who I am in person. I’m not here to get business and I dont feel my business is threatened at all by this market. It is getting better everyday because I know my market, I put my clients first and I care about their future financial well being. I have never put a client in a bad position and never will. You would find me eating at a soup kitchen before that.