Reading your posts lately flu, you and I think a lot alike.
Our goal net worth is very similar, we’ve just chosen different paths for getting there.
Like you, the main reason I’m not going to retire before 65 (unless the cards happen to fall that way) is that I would prefer to stay under the work insurance until Medicare kicks in, and I’d just end up doing many of the things I’m already doing at work and getting paid for it. I don’t see myself sitting at home like a hermit, so I’d go out and interact – just like I’m doing at work. I enjoy my work, they pay me well, so why not stay awhile longer?
I took a few weeks off recently (too close to my caps!) and found that a lot of chores got offloaded to me from other family members (grocery shopping, drop off/pick up kids, errands, etc)…not exactly how I had envisioned spending my retirement. I’ll stay at work and get paid, thank you!
BTW, a co-worker recently pointed out to me that COBRA could be used to retire at 63.5 and still stay covered…hmmmm…
