PerryChase, good catch on the opportunity cost of the down payment. $100k is quit a bit of money. @ 5% return from a saving account, you’re already looking @ $415/month. @ 10%, that number grows to $830/month. But I don’t think even that will get the rent # bellow the $1900 4Sbuyers2002 came up with. Rent for that size house in 4S I think is around $3k/month.