Nothing goes down or up in a straight line. If you follow something close enough, you’ll see dead cat bounce. That’s my theory. In regards to demand, I think buyer demand will always be there. The big question is, how much of those demand is from ABLE buyers. Right now, lending is still very relaxed, so the # of ABLE buyers are still high. But what if bank start to tighten lending requirement to the level it was in the early 90s. I think that will decrease # of ABLE buyers dramatically. Fed is still worry about inflation, hence the hold on rate instead of cutting. I think there are two things that will kick the decline into high gears: 1 is the jump in defaults. Which will then cause #2, the tightening of lending standard because of high default.