It’s not hard in life to avoid baggage. For most people it holds true that if they have baggage it’s due to bad decisions they have made.
People who took out way too much debt for school with no chance of paying it off in a reasonable timeframe.
People who got directly or indirectly scammed (either due to sheer stupidity or greed)
People who lived above their means
People who are in trouble because they co-signed for other delinquents or somehow support the behavior of other delinquents.
People who have serious emotional issues (Borderline personality disorders, Bi-polar etc.)
Now, if you accidently hit a car on the freeway and now are being sued beyond what your insurance will cover then I can maybe sympathize…it’s an unforseeable event and could happen to anyone. If you are being sued because you signed fraudulent paperwork, then claim ignorance and then vehemently deny that any of it is your fault and then expect unconditional support…well, tough luck!
There are guys who are desperate enough to marry just about anyone..my ex ex GF had a student loan balance of $70,000 7 odd years out of school and made only $34k/yr. It was revealed that most of this debt was acquired through extravagant “living expenses” in college and of course she justified it as well. In addition she lived way above her means and had close to $0 in the bank (paycheck to paycheck living)
Just like many women here in Orange County she felt she was just entitled to have an expensive wedding, raise a large family, be a stay at home mom etc. and the expectation was that her mate would pick up the pieces…nevermind the fact that she had not done any diligence with her financial affairs to prepare for all the things that she wanted.
Now, found out she is just engaged to some bloke. Well, what was unacceptable to me was apparently acceptable to him so, there IS indeed someone for everyone I guess…