It cracks me up how the moderate haves think that they are experts at delayed gratification and pulling themselves up by the bootstraps and that people who start at the bottom in wealth, education, family constitution, environment, and social status are just not exercising their choices properly. I know everybody battles through losses in life , but some people have nothing to lose, ever…pretty much no tools. We are not good at allocating these tools or don’t seriously care to.
I look at my fairly well to do neighbors, very decent people, but with a few exceptions, I don’t see how they did anything they weren’t fairly groomed for and they certainly don’t seem to do delayed gratification. Lots of people treating themselves like spoiled children from all walks of life. What would happen if their choices crashed to almost nothing?