I don’t see any patterns in lenders. In Castillian, out of 11 defaults and REOs, 7 were purchased with zero down, two guys put some money down but later refinanced, the remaining two are going to lose 40k and 100k.
ForeclosureRadar does not tell me anything mortgages that are still current. Maybe homeowners in Castillian have more 2/28’s and 5/1’s and homeowners in Quintessa have more neg-ams.