I have a legal plan (through my employer) which covers a very limited amount of items, but phone advice for more items. It would *not* have our legal issues related to our granny flat.
The play we have is Hyatt Legal Plan. It gives us referrals to lawyers who give advice and do simple work. It’s great for folks putting together estate type stuff (living trusts, wills, POAs). We’ve used it for advise (but not representation) on eldercare issues. And we were referred to (but not covered for) a probate/real estate attorney we have on retainer to help with the sale of a property jointly owned by several family members. He gave advice on the phone – but when it came time to start drawing up documents we had to pay him.
If you purchase it – make sure you read the fine print on EXACTLY what it covers…