Legal defense Insurance.

[NotCranky]

Do any of you have this or ever wish you did?
Is it of value to you why or why not?

Any agent referrals?

[UCGal]

I don’t have it and don’t know how it would work.

I have a legal plan (through my employer) which covers a very limited amount of items, but phone advice for more items. It would *not* have our legal issues related to our granny flat.

The play we have is Hyatt Legal Plan. It gives us referrals to lawyers who give advice and do simple work. It’s great for folks putting together estate type stuff (living trusts, wills, POAs). We’ve used it for advise (but not representation) on eldercare issues. And we were referred to (but not covered for) a probate/real estate attorney we have on retainer to help with the sale of a property jointly owned by several family members. He gave advice on the phone – but when it came time to start drawing up documents we had to pay him.

If you purchase it – make sure you read the fine print on EXACTLY what it covers…

[NotCranky]

I see a lot of plans like that , more like a legal services club, that doesn’t look bad but it’s nothing like coverage for a defense of any kind.

Funny enough, the NRA is a path to “Stand your ground” legal defense insurance….or it looks like they do. I wonder if you could use it if you defended yourself with something other than a gun? Kind of joking. It looks like some of these kind of things post bail, and a host of other things if it comes down to it.

Thanks for the reply.

[Author]

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