I agree that it will always be more expensive than most part of the US, but I still firmly believe that once again, people can live in San Diego and survive on just one income and be able to buy a house. I know someone who bought a house in 1995 (@ or near the bottom), have 4 kids, a stay @ home mom & 1 electronics technician salary. So, not so long ago, 1 below average income house hold can buy a house. That day will be back again. Of course they can’t afford to go on fancy vacation, but they do take road trips and the kids have everything they need & want(toys & computer for every kid). It’s all about money management and a little luck on your side(needing to buy a home @ the bottom of the market).