How could a group of highly intelligent people who all see that housing cannot remain beyond normal highs and not see that interest rates cannot remain beyond normal lows. Look around, you people are are the ones who did homework and still do it. Regardless of your age, education or wealth, you find it entertaining to do more in your free time than is required to get a degree in economics. Almost everyone here will be successful, whatever the future brings because you are not the ones who wait to do what experts tell you, in many cases I’ve seen more insight in some of your writings than mainstream media writers. I won’t cite all the reason rates are required to return to at least a normal rate, regardless of what the fed or the federal government wants. It just is, accept that cycles exist and they do what they are supposed to, cycle. Low rates are good for some, bad for others, high rates, the same. Rising housing prices are good for some, bad for others, low prices, the same. The most obvious part of this patern is that it is a patern, do I have to quote some Lao Tzu to get you to realize that cycles have always existed.
Stop worrying, do what Perry says and figure out how to make whatever comes work to your advantage, life may give you lemons, oranges or apples, who cares, just figure out how to make juice.