I am familiar with this Masters Hill, (this complex). I do not believe that they will maintain your front lawn. You are not only responsible for maintaining it but if you do not maintain it you will be cited by the HOA. The exterior of the buildings is another issue but to be honest I did not ask about that when one of my clients was looking there. The insurance coverage provided through your HOA is a minimum policy but it is enough for you to get your financing done. While I would advise you to consider getting supplemental insurance but it is not mandatory so the direct answer is no you would not have to purchase additional insurance to get financing but your HOA provided policy is bare bones and most likely would not cover all the things you may think it would cover. The cable is basic cable and does not include ISP support.
