If they’re offering $379K without you’re asking, you can probably get it down to $360. However the lower you bargain, the less incentive you’ll get, since the 6% will drop in value as well.
By the way, according to Chinese culture (yes, we are Chinese moving to Klantee…), this community has good Fengshui, as the entrance has a small fountain and its rear is mountain (north of Mast Blvd.). Supposedly the flow of water will bring good fortune into your home while the mountain covers your back against the sneak-attack of bad fortune.
I know it sounds kind of silly but hey, I’m already committed so anything to make me feel better about the purchase… Besides, my last purchased home in San Marcos was a gated community with water fountain at the entrance (it also has mountain to the directional North, but not behind our community). I bought it in 2001 and sold it in 2004 to accept an overseas assignment. Unbeknown to me at the time, I sold at a relatively high point and dodged the burst of the housing bubble. You can say that it’s just pure luck but maybe that’s what Fengshui is all about, giving you a slightly better luck in life.
By the way, three homes that I’ve lived overseas all have water fountain at the front entrance (not sure about the mountain) and things have worked out quite well for me. So maybe there is something about Fengshui after all.
In any case, buying a home that fit your needs, budget and lifestyle should always be your top priorities. Knowing that it has good Fengshui too is just an additional peace of mind.