except the fallacy in the argument would be that someone that leases and can no longer afford things probably will just walk away from the lease and the car goes back to the dealer.
In fact the entire fallacy in the statement of being able by the BMW cheap is an assumption that the overstretched buyer paid cash for a car. Highly unlikely, as most of these would be leased and or purchased with an upside down car loan, which would mean that the driver wouldn't be able to sell it for cheap to recoup any cost. He/she would be better off just walking from the lease/loaned car.
