Econ, so good to see you! As it was in yesteryear, your predictions are usually more accurate than you like to let on, thus the qualifiers. I’ve got two offspring with jobs and degrees and have been giving them contrarian advice to hold off on their first purchase until the next dip. Your insight has me more confident in that advice. Deja vue all over again, I remember your posts just before the last downturn. anecdotally, two of my step children have already voted with their feet, to Texas and Oklahoma. If this keeps up and I’m going to have to buy a motorhome to visit everyone, which hurts because I hate depreciating assets with high upkeep.