Cooper: “Lets assume you meet mr. right and you now have that critical joint-checking account… at some point in the future your new husband wants to settle down and buy a house, since you state that you will NEVER buy a house with a man again, how does this proceed?
1) Buy adjoining condos, or a duplex, using money from your separate accounts & knock out a common wall.
2) Use his accounts to secure the loan, but make sure the deed is joint-tentants…
If he already owns a house, do you require joint ownership, is this a “deal-breaker” too, and if so, would you be willing to put yourself on the mortgage (assume the current housing market).
Just curious.”
Rustico: “Marion does the man you are dating own his own home and would you date a man who did not own a home? I can see how you can own a home with man without buying one with him ;).”
Rustico, A home has sentimental value to me, not just monetary value that is why I don’t want to be forced to sell if I remarry and there is a divorce. I know there is a buy out option, but I’d rather not have my house on the line. Yes, I would date a man that did not own his own home with the caveat that he would own it in the not-too-distant future.
Cooper, assuming my new husband has a home of his own, these are the possibilities for living arrangements:
1) If he’s agreeable, we live in one house and rent the other out.
2) We live in seperate houses, and divide the time we spend between residences. This is probably a less likely scenario.
I haven’t thought the legalities through, but I see no reason why this shouldn’t work. A couple more things: Cooper, no I wouldn’t want or require joint ownership. I’m not a gold-digger and don’t want a part of his house, which means no, I would not and see no reason for me to put mysself on his mortgage.
Lastly, I would buy a vacation home with him, investment property or business property. I just don’t want my personal residence put at risk because it will be a place where I have raised my children and somewhere both they and I can always go back to.
