Born and raised 4th generation here. I would have to say that most all of the market bulls I have met in San Diego are not native and usually are <10 year residents. Being one to have seen what housing costs have been in the past and what they are now I am a big bear…. probably as big as that kodiak that tried to eat Anthony Hopkins in that one movie. I should probably go on a diet and lay off the financial and homebuilder bear blogs….