Assuming you are serious, you should read this chain of posts from April. Someone claims that Wisteria homes were selling for the high 600s. Also, in San Elijo you can get the Atherton and Luminera plans for 50k+ off and 4-3-0 financing. This is a 30-year rate at 6.7 or so, and they pay 4% of it your 1st year, 2% second year, then 6.7% fixed after. Luminera are the same size as the one you are looking at and can be had for the high 500s. Have you looked elsewhere in Carlsbad? Lots of people paid lots of $$ in Bressi = lots of trouble in the next few years. Other areas = no mello roos, less sales past 5 years etc. = more stable neighborhoods. Like Aviara, for example. Met a guy who bought in Bressi 3-years ago. His comments, “We stretched man, but this is the dream. I can’t afford the place but it will keep going up man.”
