As are you and thank you for the kind words. I have come back more lately because the kids are looking to buy and I do see some similarities today to 2005. It’s the “freshly minted teacher” test. Not sure who wrote it but I’ve always remembered it. When two freshly minted teachers get married and try to buy a starter home, if they cannot, then the market is due for a correction.
For those of you who are new, Econprof is an OG of the highest order. I was heavily influenced by the posters back then, Econ was one of those influences.