You all will probably yawn at this, but I need to rant about my tax situation. I claim zero deductions for my wife and I, in fact we get a couple hundred taken out each month. We were saddled with huge graduate degree debt from my wife in excess of 6 figures, so we live pretty modest. Should be gone by years end…Rent is 1000k per month and we rarely go out to eat…I drive a 12 year old 205k mile car and my wife’s is 10 years old. So we are putting money towards loans. I got hit with a 9k tax bill last year, and 7k last year. Not sure what I need to do besides pop out some babies, buy a house, and put my wife back to part time/no time.