I smell a rat. You seem to know more about insurance than the average mountain biker.
I’m sure most in the insurance industry are good, ethical people. As with all companies, I guess your loyalties should be with the owners/shareholders.
I believe insurance companies provide a valuable service. Just don’t say you are providing “peace of mind” and then not deliver
Many of your points above sound strangely like potential talking-points from the insurance industry. I like the one disparaging the Bloomberg authors… “cut and paste authors with years of bad press at their fingertips”. You’ve had time between mountain biking jaunts to research these authors?
Guys out there….always question and stand up for your rights.
