I keep thinking of dropping some dough into debt consolidation…what do you think some of the better picks out there in that space are?

I meant I’m paying back money borrowed from my dad to pay off some outstanding CC debt. Good deal so far for me, but I think eldest son status helped me get the loan.

But, now that you mention, the professional debt consolidators might be a good play these days. I usually have a policy against buying debt (especially from Americans), but this area is probably less risky as you are dealing with folks that have a clear want to pay off their liabilities.