I think he actually believed the prices on zillow were acurate…he reassessed his own home for only 185k pre 9/11 price!
Until shown otherwise, I’m going to listen to my gut and go with I suspect this is a rascally lawyer or someone with a rascally lawyer trying to invalidate the mortgage on a legal technicality.
The “owner” has posted pleadings trying to strike stuff due to the former mortgage firms (Ownit) being out of business.