“The point is, anything can happen. Doesn’t change the fact that, in general, now would be a bad time to buy (with the distinct potential of being a *really* bad time).”

I agree. Which is why we’re here dissecting updated data. Again, as I mentioned in another thread, I only brought this up as an example to why it is not the end of the world if they bought, can manage the payment very comfortably, have a decently stable job, and live in it forever.