[quote=teaboy]I got the lowest rate I could find at http://www.hippo.com
All online and so very easy for simple situations like yours & mine.

Been ok for 3 years now, but they keep jacking up the rate each year like every insurer so I may have to endure the hassle of shopping around again this month..
1st year.. $599
2nd year.. $731
3rd year.. $863
Next year.. $1063

tb
note: It’s that cheap cos i opt for a $10k deductible.[/quote]

Thanks! A friend also said they were happy with Hippo. I worry a bit because our house is old and hers is not. After getting cancelled by Prog/ASI, I did some more research and saw Reddit posts from industry people saying ASI is good if you’ve got a spotless new build but that they are will decline to underwrite ever for cosmetic issues. I think they actually sent someone out — noticed a lurker a month or so ago– who looked at the front of our house and said “Nah.”

So now I wonder how many other places are that choosy. It’s not like a tornado is going to come thru and they’ll be on the hook to replace my beat up redwood exterior but who knows.