my primary home is currently insured with “American Modern Insurance”… Found cheaper than my previous allstate insurance

have you checked with costco? They offer home and auto, and at least with auto, it was very competitive.

I just switched my 3 of my cars From allstate to costco’s provider and for those 3 cars, my insurance has better coverage and the premium is lower by almost $600/year

The other two (old audi and miata) would have been cheaper at costco too, but i found out those two can be insured for really cheap by Hagerty as a classic car and so its like $350 for both of them per year with the max liability, collision, comprehensive,. and special provisions for parts write off worth more than the car itself…