[quote=earlyretirement]Things don’t move in straight lines forever. I give the market no more than 12 months then we will probably move into recession. I’m not sure of your timing.[/quote]

I agree with this. Decided it was time to drop to 50% stocks (all index funds) when the Dow hit 20K. We are too close to retirement and need a good bit of our $ to be accessible, not locked up in a bear market waiting for a turnaround.