[quote=deadzone]Like Real Estate, stock prices always you up in the long term so no risk right?[/quote]

I don’t regret staying on index funds since 1996… In the same way, I don’t regret buying a house and never having to pay rent again.

I probably wouldn’t recommend putting everything you have into one asset class in the same way I would think people who stay out completely are making a mistake too.

And lets face it, most people who were trying to predict the bottom or top are usually wrong most of the time. That’s why there are some people who still haven’t bought a house despite having that brief chance of having both low prices and low loan rates a few years ago.