[quote=AN][quote=spdrun]They’re still active in the form of HELOCs and protections from the 2013 foreclosure law running out. Also, even a 10-20% decline will put a lot more people under water again. This will of course more likely happen at the lower to middle end of the market.[/quote]
Prove it. I’m sick and tire of hearing about this shadow inventory. Been hearing about it for almost 10 years. When are they coming and how many? Would it actually affect market price?[/quote]

At least in SoCal and Bay Area….
(crickets chirping…)