Yeah, it’s all pretty stupid with the whole cough/sneeze thing. I read that you can’t contract it via cough or sneeze, but when I sneeze or cough, I tend to do it with my open mouth so crap flies out.
It’s also reported that saliva, sweat can transmit it. That makes surfaces where a sick person might be (hot/chills leading to being SWEATY) a possible location for transmission.
All in all, better safe than sorry and avoid getting coughed at or touching random surfaces if you can avoid it.