sdrealtor, if a 30% drop would bring your house to 2002/2003 price then that is probably the worst case scenario and I will adjust my guess and say that late 2002/early 2003 is where I see things going. For some houses that is a 50% drop and others that is 25% or 30%. I think a spot on the calendar is more likely that a percentage if one was to try and nail things down to a best guess. Areas built or heavily traded/financed during and after 2003 are the ones that I think have the most downside risk and will overcorrect the most.