Funny that you should mention Warren Buffett and his insurance business.
While I love their cute little ads with the gecko lizards as much as anyone, Warren’s insurance business is just as corrupt as the worst of them.
If I recall correctly, (and I do,) GEICO was fined some record amount a few years back for insurance shenanigans. Not exactly the pillar of righteousness that you imply.
Scruples? Is that some type of sausage? Because it sure doesn’t have ANYTHING to do with the insurance industry, Warren Buffett or not.