Allow me to tell you a short story that might help. I have a friend from Kyrgzstan. Her parents had done well for themselves and were able to retire fairly early in life.

My friend’s mom kept pestering her husband (friend’s dad) to diversify into real estate. He didn’t want to do that and preferred to keep their money in cash (and maybe stocks? can’t remember) as he liked the liquidity of cash and didn’t want to be tied down to real estate.

Well, as occasionally happens to fiat currencies throughout history, the Kyrgastani fiat became nearly worthless. Suddenly my friend’s parents were close to broke. However, Kyrgastani real estate mostly held it’s value.

As far as I know, my friend’s parents stayed married, but I’m sure there is some lingering resentment.

It’s obvious to anyone who is paying attention that the Fed is trying to destroy the value of the dollar (through QE, low rates, etc.). It’s also obvious that the government is trying furiously to prop up real estate. They may succeed.

So maybe try thinking of your house as an insurance policy should the dollar go to near zero. If the dollar goes to zero, it is truly worthless paper. However, you will always be able to trade your house for something of value.

Also, unlike that jackass realtor, I always find your posts to be entertaining. Please post as much as you like as I’m sure there are many here that enjoy reading them. Everyone has anxiety over real estate as it is by far the biggest purchase you are likely to ever make. It’s better to at least let some of your neuroses out here so that your family doesn’t have to deal with all of it.