SD Realtor, the market going down is not what I take issue with. It’s telling the newbies who come that it’s okay to buy a house if they can afford it now and plan on staying for a long time. Ordinarily, that would be reasonable advice. Now, it isn’t. There are some bad economic events on the horizon. This housing bubble wasn’t natural like the one in the early nineties. It was driven by macroeconomic issues with credit liquidity. Those issues are coming to head as we speak. Purchasing overpriced illiquid assets of anykind right now is not a good idea. Specifically bubble area real estate.