[quote=briansd1][quote=flu]Just go see your doctor, and ask for a prescription form of the OTC drug…
For example,
*Instead of getting Claritin OTC ask your doctor to prescribe Clarinex.
[/quote]
That would be stupid because you’d have to make an appointment with the doctor, wait to go there, waste your time, AND pay the copay for the doctor visit AND pay the copay for the medication.[/quote]
Um, no. Because for most of these things, they are reoccuring unlike say antibiotics. Someone who has chronic migranes for instance would just give one doc/nurse practiioner a visit and get a few months of supply. And you wouldn’t see a doctor for this, nurse practioners would write the prescription too I believe.
When I use to be on alergy medication, it was far cheaper out of pocket to get 6 months refillable supply of Clarinex versus a OTC Claritin (because for awhile a Claritin pill was $3/pop out of pocket). My copay on a 6 months supply was $10 (when I had what was considered a Caddillac health plan)…I believe the cost was close to $1000 for the insurance.. The company paid for the premiums and it was an executive plan. I just wonder now with these revised health plans, who’s on the hook for this….Interesting times indeed.
Doesn’t it at all bother you that the drug companies aren’t exactly complaining about this bill? Have you not noticed how the companies are reacting to this news…Do you think drug companies make more off of prescriptions or OTC? Have you not noticed on how the equities markets are reacting wrto these drug companies.
