from the homeowners point of view, it does seem like there ought to be some relief for someone who believes that they “own” the home. Perhaps people really are confused about what type of deal they have actually entered into. maybe she really thinks the house belongs to her. I am often surprised at how dumb people can be. Maybe there needs to be greater disclosure upon the sale, and various waivers signed. maybe it is misleading to call it the “sale” of a home. couldn’t there be some sotr of blunter termnot using any hint of ownership? transfer of title between banking institutions with occupancy by mortgagee until nonpayment of monthly fee, or payment in full of all outstanding debt (TOTBBIWOBMUNOMF). something sexy, like that. eventually it could enter the lexicon. no one would say, hey, come to my mhousewaming party, i just bought a house, they’d say, hey, i just moved all my stuff into a ne wpalce, can you come to my TOTBBIWOBMUNOMF party?