I saw this on yahoo finance, interesting:

New Bull, New Bubble, New Meltdown by 2012
by Paul B. Farrell
Tuesday, August 11, 2009

http://finance.yahoo.com/retirement/article/107507/new-bull-new-bubble-new-meltdown-by-2012.html?mod=retire-planning

Basically, this article suggests we will be in a full on depression by 2012 due to a massive global credit meltdown. Due in part to a failure of the central banking system.