Nor, that isn’t a far fetched prediction, in fact I think it will happen sooner as opposed to later. I’ll go 2012, that will be the start of the next cycle and it will take time for builders to catch up. 2009 will be crappy, 2010 will show signs of life and by 2011 we will be seeing electric cars and be out of all the wars (I predit apple makes the icar in 2011), the good times will roll again in 2012 and there wont have been much construction between now and then. This country will pull out of the global recession before other countries do and more people will come here (legally and illegally), and the whole thing starts all over again. Maybe it won’t be 2012 or 2016 but cycles always repeat themselves, we wont make the subprime mistake again but we will make new mistakes. hopefully we will piggies will have learned from the past and position ourselves well in the next bubble, wherever that may be.