You keep saying that JP and I just don’t get it. You end up with whatever you saved and they end up with a house with no equity, best case scenario, In most cases it isn’t going to be good and the good cases go to hell in a handbasket easily. If you were to go buy the house from them, with your savings at or near bottom -like pricing using all you faculties in a “buyers market”, you are better off than they are. What am I missing?