Let me say I appreciate your candor,I agree 47% is significant, although misleading based upon the hyper inflated values, regardless of the state of the economy.

I can remember early to mid 90’s in the “million dollar” areas, I did in fact come close to that exact scenario. Never much cared for Fairbanks though, I did almost as well in Pt.Loma.

I am not familar with Mira Mesa today, I hear there are some nice neighborhoods, big homes, canyon lots on the North side. The majority of it?
IMHO, 250 and lower.

Reading your 5th paragraph, I really don’t see how it contradicts my opinion(s). San Diego is too big (among other reasons) to wind up like Palm Springs. There are a other variables that are omitted that I believe add some validity to my opinion.

The high end areas, La Jolla, Rancho Santa Fe, Del Mar, select Mission Hills etc. no I don’t expect them to adjust to those median ratios. Clairemont? Talmadge, La Mesa yes, I do. Will I be proven wrong? Possibly. But you said it, in a roundabout way, living here will make no sense.