“Back then a gallon of milk was about $1.25. It’s basically the same gallon of milk, so why is milk $3.50 a gallon (or more) today. Milk is not more desireable today than it was 10 or 15 years ago. I know that everybody wants to buy some, but still, it’s the same milk.

Inflation happens.”

Yeah, the problem is that is not “Inflation” as it is properly defined. Inflation is an increase in the base money supply through either printing or availability of credit. We have had the latter for past several years.

If you continue to conflate the effects of inflation with the root cause you are going to make some very bad decisions in the next several years.