HLS update! 4.50% 30 YR fixed is back… – Piggington's Econo-Almanac

This topic has 15 replies, 4 voices, and was last updated 15 years, 9 months ago by donaldduckmoore.

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February 12, 2009 at 9:28 AM #15039

HLS
Participant

It’s been an interesting month..rates were MUCH higher last week…

For those who qualify, at the moment:
5.00% is .50 pt
4.75% is 1.50 pts
4.50% is 2.00 pts

Loan amounts up to $417K.. if less than 20% equity, mortgage ins is extra, but you still can get to 4.50%

3rd party closing costs of around $2000 apply.
NO impound account required with at least 10% equity..

Subject to change… HLS

February 12, 2009 at 9:47 AM #344986

4spotentialbuyer
Participant

What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

February 12, 2009 at 9:47 AM #345310

4spotentialbuyer
Participant

What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

February 12, 2009 at 9:47 AM #345417

4spotentialbuyer
Participant

What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

February 12, 2009 at 9:47 AM #345451

4spotentialbuyer
Participant

What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

February 12, 2009 at 9:47 AM #345550

4spotentialbuyer
Participant

What are the rates for loans under 545K in San Diego? Is there a seasoning requirement, if you have had your loans under 6 months, can you still refinance?

February 12, 2009 at 10:10 AM #345016

cr
Participant

Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

February 12, 2009 at 10:10 AM #345340

cr
Participant

Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

February 12, 2009 at 10:10 AM #345449

cr
Participant

Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

February 12, 2009 at 10:10 AM #345481

cr
Participant

Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

February 12, 2009 at 10:10 AM #345580

cr
Participant

Can you really say rates are at 4.5% if you have to pay 2% extra to get there?

What’s the limit on points? Don’t they really only make sense with higher rates and lower prices than we have today?

February 12, 2009 at 11:22 AM #345101

donaldduckmoore
Participant

I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

February 12, 2009 at 11:22 AM #345426

donaldduckmoore
Participant

I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

February 12, 2009 at 11:22 AM #345534

donaldduckmoore
Participant

I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?

February 12, 2009 at 11:22 AM #345567

donaldduckmoore
Participant

I heard that the government did not do anything to the mortgage market to reduce the rate. Why was the rate so low back then? Any analysis?
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