I think the gov’t has finally figured out that the biggest economic risk to the country is the housing market and in particular the bad mortgages on lenders/investors/insurers books which are causing a credit crunch being felt in all aspects of the economy. With that said you are going to see a huge gov’t bailout which is already under way. The gov’t wants everyone who stands to lose their home to re-finance so that they stay in those homes and the loans will come of the lenders books. You think the $150 billion stimulus package is the end of this? No way. I can see the gov’t offering cash out re-fi’s to subprime borrowers so that they avoid forecosure and spend th cash to stimulate the economy. Buy WMT because that’s where a ton of the money is going to be spent, and then just wait until Hillary (former WMT board member) and Bill take over the White House.