Marion, I can tell your mentally worn out – I will now tell you the correct answer: it depends, houses vary and so do prices.

Beyond that, here is the true correct answer IMO: If you feel like you a want to settle in an area, your job is going reasonably well, the family is happy – you find a house you can reasonably afford and like, with a 30 year fixed mortgage.

You still need to be able to save for retirement etc…be reasonable about the price and your expectations.

Then, you move in with your family and enjoy life. Go camping, go to the library, curl up and read a book, watch movies, etc…the things that are really important in life to most families.

Trying to time the market to near perfection, worrying about what your neighbors house is worth, tracking your home value to the penny. For most people, this is a sickness IMO – that’s probably why your worn out.

I’m not saying buy a house for a ridiculous price, of course not. In this market and with your knowledge, I doubt you would.