My oldest is a junior in H.S. I also have a sophomore, a 6th grader and a 4th grader. I have not saved for their college. I was actually thinking I would by them each a house someplace like Indiana. When each of them graduate I would turn over the deed to the property and they could use the income to pay off their student loans. Their education would be funded in their name and if they dont graduate, they would be responsible for it.

Worst case scenario would be JC or at the very least supplement their college experience with classes from city etc.

I’m sure these scenarios are full of holes, but when both parents are educators all options have to be on the table.