nostradamus
Destination charge is part of the cost of the car.It is charge by the manufacturer to ship the car to the dealership.

As I mentioned in my earlier post Invoice is not dealer cost

Dealer Cost is Invoice Less Advertising (usually about 200) less Finance(usually about 175) less Holdback (3% MSRP) Right now there is a $500 rebate on the Mazda 3.

So if the Cars Invoice is 18000 than Dealer cost would be
18000(invoice)-200(advertising)-175(finance)-540(Holdback)-500(manufacturuers rebate)=$16585

I wouldn’t use Costco’s auto buying program to buy the Car. I used the finance section to simply finance the car.

You would be wasting your time if you thought you were going to be able to combine a dealer cost with a 0% finance Option. If you are going through the dealer for financing you are going to have to choose one or the other.

That is why you best bet is to get financed on your own and then just negotiate the best price you can get. If you are not Picky about the options you can pick up the Sunday Paper and they usually advertise loss leader each week. Walk In and ask for it. Present you preapproved check and you have yourself a great deal on a car.

Personally I think the Mercury Milan is a car worth considering.